Payncil - Reliable and Transparent Payment Solution.

Why Payncil

Built for businesses that can’t wait for their money

Everything you need to collect, settle and pay out locally, without stitching together a dozen providers.

01

Funds without friction

No rolling reserves and no chargeback surprises. Your revenue is yours, available when you need it.

02

Conversion that sticks

Customers pay with the mobile wallets they already have on their phone, so more checkouts end in a successful payment.

03

T+0 settlement

Collected today, settled today. Keep cash flowing without waiting days for the bank.

04

Payouts in minutes

Automated disbursements sent straight back to your customers’ mobile wallets.

0%

Payment success rate

0

Local payment methods

T+0

Same-day settlement

Coverage

Every way your customers already pay

Mobile wallets are how Bangladesh pays, and Bangla QR and bank transfers cover the rest. Payncil connects your checkout to all of them, in taka, on local rails, with support in your time zone.

One integration for every method
Collections and payouts on the same account
Settlement in BDT to your crypto wallet/local bank

🇧🇩

Bangladesh BDT

Live

bKash Payin & payout

Nagad Payin & payout

Rocket Payin & payout

Upay Payin & payout

Bangla QR Payin

Bank Payin & payout

More local methods and markets are on the way. Tell us what you need next

Developers

One integration. Every local wallet.

Pick the path that fits your stack. Add a hosted checkout in minutes, or build a fully native flow with our REST API and signed webhooks.

create-payment.sh

curl -X POST https://api.payncil.com/v1/payments \
  -H "Authorization: Bearer sk_live_•••" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": 2500,
    "currency": "BDT",
    "method": "bkash",
    "order_id": "ORD-10492",
    "customer": { "email": "john@example.com" },
    "callback_url": "https://yourapp.com/webhooks"
  }'

<!-- Drop-in hosted checkout -->
<script src="https://js.payncil.com/v1/checkout.js"></script>
<div id="checkout"></div>

<script>
  Payncil.checkout({
    key: "pk_live_•••",
    amount: 2500,
    currency: "BDT",
    methods: ["bkash", "nagad", "bangla_qr", "bank"],
    onSuccess: (payment) => redirect(payment.id)
  }).mount("#checkout");
</script>

POST /webhooks/payncil
X-Payncil-Signature: t=1726473600,v1=5f2c9a…

{
  "event": "payment.succeeded",
  "data": {
    "id": "pay_8Hk2mQ4",
    "amount": 2500,
    "currency": "BDT",
    "method": "bkash",
    "settled": true
  }
}

201 Created

Platform

Everything moves in real time

Watch every payment, payout and settlement as it happens, from one clean dashboard.

Live dashboard

Volume, conversion and settlement status in one place, updated by the second.

Today’s volume ৳ ●●●,●●● Live

Instant payouts

Bulk or single, straight to wallets.

RJohn · bKash
AAnika · Nagad
KKarim · Rocket

Smart routing

Every payment takes the route most likely to be approved.

Industries

Payments tuned to how your industry sells

Subscription or one-off, high volume or just starting out: we shape the checkout and payout flow around the way your business actually runs.

Gaming

Fast deposits and quick withdrawals that keep players in the game.

E-commerce

Wallet payments at checkout to cut cart abandonment.

Education

Collect tuition and course fees the way students already pay.

Retail

Unify online and in-store collections with wallet payments.

Dating

Frictionless subscriptions and micro-payments.

Sports

Handle match-day traffic without dropping payments.

SaaS

Recurring billing with local wallets.

How it works

From sign-up to first payment in three steps

1

Integrate

Connect via API, hosted checkout or plugin. Our engineers help you in a shared Telegram channel.

2

Accept

Switch on mobile wallets, Bangla QR and bank transfers. New methods appear in your account automatically.

3

Get paid

Receive funds with T+0 settlement and send payouts back to wallets in minutes.

Let’s talk

Get a payment setup built around your business

Message us and a payments specialist will map out the methods, flow and pricing that fit you.

Personal onboarding, start to finish
Pricing quoted for your volume
A direct line to our team on Telegram
Support in Bangla and English

Fastest way to reach us

Talk to us on Telegram

Send us your payment mix and expected volume. We’ll come back with a setup and a rate for your business.

Message @payncilofficial Prefer email? [email protected]

FAQ

Questions, answered

Can’t find what you’re looking for? Talk to our team.

How long does integration take?

Most teams go live within a few days. You can start with our hosted checkout in an afternoon, or use the REST API and webhooks for a fully custom flow. Our engineers stay with you in a shared Telegram channel until launch.

Which payment methods can my customers use?

Mobile wallets including bKash, Nagad, Rocket and Upay, plus Bangla QR and direct bank transfers. We are adding more local methods, and anything new appears in your account without extra integration work.

When do I receive my money?

Payncil supports T+0 settlement, so funds collected today can be settled the same day. Your settlement schedule is agreed when you open your account.

Do you support payouts and withdrawals?

Yes. Send single or bulk payouts from the dashboard or the API, with real-time status webhooks. Most complete within minutes.

What does it cost?

Pricing depends on your payment mix, monthly volume and payout needs, so we quote it after a short conversation. There is no setup fee to talk to us.

How do you keep payments secure?

Every transaction is encrypted in transit and monitored for fraud. Access to your account is protected with 2FA, and every webhook we send is signed so you can verify it came from us.

Go live this week

Ready to get paid the local way?

Collect through the local wallets your customers already use, settle the same day and pay out in minutes.

Get started Chat on Telegram

Reliable and Transparent Payment Solution.