Speed is a feature
Minutes matter. We obsess over settlement and payout times because your cash flow depends on them.
About Payncil
We make local payments feel effortless.
Most people in Bangladesh pay from a mobile wallet, not a card. Payncil is built for that reality, so any business can collect the way its customers already pay.
0%
Payment success rate
0
Local payment methods
T+0
Same-day settlement
Our mission
Money should move as fast as your business
Businesses collecting in Bangladesh juggle a separate account for every mobile wallet, reconcile them by hand, then wait days for settlement and longer for payouts to reach customers.
We built Payncil to replace that with one platform: a single integration for every wallet we support, same-day settlement, and payouts that land in minutes, backed by people who answer on Telegram rather than a ticket queue.
What we value
The principles behind every payment
Local first
We build for the way Bangladesh actually pays, on local rails, in taka, with local support.
Trust by default
Security and transparent pricing are part of the product, not an afterthought.
Real humans
Every merchant gets direct access to our team. No bots, no endless ticket threads.
Where we’re going
Built one wallet at a time
We’re early, and we’d rather show you the road map than invent a history.
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Now
Live in Bangladesh
Collections and payouts through the country’s major mobile wallets, with T+0 settlement and a single API.
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Next
More local methods
Bank transfers and card acceptance alongside the wallets, on the same integration.
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Then
New markets
The same playbook in neighbouring markets, so you can expand without a second provider.
Go live this week
Let’s build your payment stack together
Collect through the local wallets your customers already use, settle the same day and pay out in minutes.